Phone: (800) 304-1655 7945 Cartilla Ave, ste A. Rancho Cucamonga, CA, 91730
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Federal Reserve Board

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Predatory Lending Info
MBA and its members actively fight against predatory lending and work to reduce mortgage fraud.

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The Center for Responsible Lending
The Center for Responsible Lending is a nonprofit, non-partisan organization that works to protect homeownership and family wealth by fighting predatory lending practices. Our focus is on consumer lending: primarily mortgages, payday loans, credit cards, bank overdrafts and auto loans.

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Equal Credit Opportunity ActThe Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), which prohibits credit discrimination on the basis of race, color, religion, national origin, sex, marital status, age, or because you get public assistance.

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FCRA: Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a United States federal law that regulates the collection, dissemination, and use of consumer information, including consumer credit information.

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FDCPA: Fair Debt Collection Practices Act
The statute’s stated purposes are: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information’s accuracy.

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Magnusson-Moss Warranty Act
The Magnuson-Moss Warranty Act is the federal law that governs consumer product warranties. Passed by Congress in 1975, the Act requires manufacturers and sellers of consumer products to provide consumers with detailed information about warranty coverage. In addition, it affects both the rights of consumers and the obligations of warrantors under written warranties.

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Real Estate Settlement Procedures Act
The Real Estate Settlement Procedures Act (RESPA) ensures that consumers throughout the nation are provided with more helpful information about the cost of the mortgage settlement and protected from unnecessarily high settlement charges caused by certain abusive practices.

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Truth in Lending
The Truth in Lending Act (TILA) of 1968 is United States federal law designed to promote the informed use of consumer credit, by requiring disclosures about its terms and cost to standardize the manner in which costs associated with borrowing are calculated and disclosed.

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Equifax
Equifax empowers businesses and consumers with information they can trust. With a strong heritage of innovation and leadership, we leverage our unique data, advanced analytics and proprietary technology to enrich the performance of businesses and the lives of consumers.

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Experian
Experian promotes greater financial health and opportunity among consumers by enabling them to understand, manage and protect their personal information, helping them control financial aspects of key life events, and make the most advantageous financial and purchasing decisions.

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Trans Union
TransUnion is a global leader in credit information and information management services. For more than 40 years, we have worked with businesses and consumers to gather, analyze and deliver the critical information needed to build strong economies throughout the world.

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Do Not Call Registry
The National Do Not Call Registry gives you a choice about whether to receive telemarketing calls at home.Most telemarketers should not call your number once it has been on the registry for 31 days. If they do, you can file a complaint at this Website. You can register your home or mobile phone for free.

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ADVO-SystemsDirector of List Maintenance.
McCarthy Communications, Inc. is a corporate-communications consulting and production firm. It offers strategy, advisory services and support for marketing, branding, corporate image and, in the not-for-profit sector, fundraising programs. The company was founded by Joe McCarthy in 1992, and major clients have ranged from Advo Systems to Xerox.

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First Data Info-Source Donnelley Marketing, Inc.
Data Base Operations
Phone: (888) 633-4402 or (515) 382-8321
Address:
1235 “N” Ave.
Nevada, IA 50201

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Metromail Corp.
List Maintenance
Phone: (800) 426-8901
Address:
901 West Bond
Lincoln, NE 68521 USA

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R. L. Polk & Co.
List Compilation
Polk is the automotive data and marketing solutions leader. With a reputation for excellence and a passion for uncovering high-value insights, we help our customers make more informed, confident decisions.

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ADVO-Systems
Director of List Maintenance.
McCarthy Communications, Inc. is a corporate-communications consulting and production firm. It offers strategy, advisory services and support for marketing, branding, corporate image and, in the not-for-profit sector, fundraising programs. The company was founded by Joe McCarthy in 1992, and major clients have ranged from Advo Systems to Xerox.

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Credit Bureau Mailing Lists
OptOutPrescreen.com is a centralized service to accept and process requests from consumers to “Opt-In” or “Opt-Out” of firm offers of credit or insurance.

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First Data Info-Source Donnelley Marketing, Inc.
Data Base Operations
Phone: (888) 633-4402 or (515) 382-8321
Address:
1235 “N” Ave.
Nevada, IA 50201

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Metromail Corp.
List Maintenance
Phone: (800) 426-8901
Address:
901 West Bond
Lincoln, NE 68521 USA

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R. L. Polk & Co.
List Compilation
Polk is the automotive data and marketing solutions leader. With a reputation for excellence and a passion for uncovering high-value insights, we help our customers make more informed, confident decisions.

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Telemarketing Lists – Mail Preference Service
Direct Marketing Association
To receive less commercial advertising mail, you can register for The DMA’s Mail Preference Service (MPS), which allows you to “opt out” of national mailing lists. The registration form will allow you to significantly reduce the amount of unsolicited national advertising you receive at home.

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Telemarketing Lists – Mail Preference Service
Telephone Preference Service
Direct Marketing Association
Many consumers find telephone shopping to be a convenient way to shop. However, some consumers would like to receive fewer telephone marketing calls at home. The Telephone Preference Service (TPS), a do-not-call service, is a service to assist those consumers in decreasing the number of national commercial calls received at home.
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